Can Creditors Revise Loan Estimates?

  Generally speaking, creditors are bound by the initial loan estimate. They are, however, permitted to provide a revised loan estimate under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal...
Property Taxes in Florida

Property Taxes in Florida

Property taxes—all homeowners have to pay them, but do we truly understand how they are calculated and assessed? In the state of Florida, property taxes are administered by local governments, which means how the taxes are handled can vary from county to county....

How Long Do Lenders Keep Loan Records?

  How long a lender keeps certain records depends on each individual record itself. For example, creditors must retain escrow cancellation and partial payment policy disclosures for two years, loan estimate records for three years after loan consummation, and...
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