What Are Discount Points?

What Are Discount Points?

  On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...
What Does Ability To Repay Mean?

What Does Ability To Repay Mean?

  Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the “Ability to Repay” rules? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back...
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