There are a few different VA loan options that can help veterans secure funding for a mortgage, each with their own set of requirements and limitations.

  • Purchase Loans: These loans help eligible parties buy a home at competitive interest rates with little to no down payment and little or no private mortgage insurance.
  • Cash Out Refinance Loans: This option enables taking cash out of home equity to pay off debt, fund school, or make home improvements.
  • Interest Rate Reduction Refinance Loans: Also called Streamline Refinance Loans, these can help veterans obtain lower interest by refinancing existing VA loans.

Other programs include:

  • Native American Direct Loans: These loans help eligible Native American veterans finance homes on Federal Trust land.
  • Adapted Housing Grants: These grants help veterans with service-connected disabilities buy, build or modify a home suited to their disabilities.

Many states offer additional resources to veterans, too. If you are a veteran, talk to your home lender about your situation to see what options are available to you.


At Title Junction, we care about helping you stay informed throughout your real estate transaction. The experts at our title company have extensive knowledge about real estate not only in Cape Coral and Fort Myers, but all of Florida as well.

Have questions? Give us a call at 239.415.6574.

In case you missed it, check out our last Title Junction post: Early Occupancy: Should Sellers Let Buyers Move In Early?

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