Do you know if you are covered with Title Insurance?

When a real estate purchase is made, the buyer is purchasing the title to the property. The title gives the buyer the right to occupy said property and space. In some instances, the title may be contested, which can mean someone else claims they have rights to the property. If the owner does not have title insurance, this can mean serious problems such as the loss of money to contest the claim, or in the worst-case scenario, the loss of the home or property.

This is why having title insurance is so important, as it protects your rights of ownership. If a claim is ever made against the title to your property, title insurance guarantees that you will have legal defense, as well as covering expenses such as court costs and all related fees associated with the claim. Cost of this type of insurance will vary depending upon the value of the property and the State you are in. Unlike many types of insurance that require regular payments, title insurance is paid for only once during the closing of the real estate transaction.

In the state of Florida, the decision about who pays for title insurance is negotiable in the real estate contract. Most Florida contracts require the seller to pay for title insurance. However, this can vary depending upon in which Florida County you are selling or purchasing the property. In Miami Dade, Broward, and Collier, the buyer typically chooses the title company and pays for the title insurance costs at closing. Your Fort Myers title company can provide you with all of the details.

Title insurance protects your property investment and in the case of a valid claim against the title, you can have the peace of mind of knowing you will be reimbursed for your loss up to the face amount listed on the title insurance policy. For a free, no obligation quote concerning title insurance, call your local Fort Myers Title Company today!

Contact us today for your Real Estate Title Insurance Quote


Title Junction is a full service real estate title company serving the area of Fort Myers, Cape Coral and the entire state of Florida since 2005. The company handles a number of real estate title services for both commercial and residential properties. 

Have questions? Give us a call at 239.415.6574.

In case you missed it, check out our last Title Junction post: Choosing the Right Title Company for You

Instant Title Quote
Launch App ...or Contact Us for a Custom Quote