Privacy Policy
Title Junction LLC Privacy Policy Notice
WHAT DOES TITLE JUNCTION LLC DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of Title Junction, LLC, pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This information can include:
- Social Security number and employment information
- Mortgage rates and payments and account balances
- Checking account information and wire transfer instructions
- Driver’s License numbers and any ID provided
All financial companies, such as Title Junction, LLC, need to share customers’ personal information to run their everyday business – to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share customers’ personal information; the reasons that we choose to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information.
For our everyday business purposes:
To process your transactions maintain your account. This may include running the business and managing customer accounts, such as processing transactions, mailing, and auditing services, and responding to court orders and legal investigations.
For our marketing purposes:
To offer our products and services to you.
For joint marketing with other financial companies:
We do not share information.
For our affiliates’ everyday business purposes:
Information about your transactions and experiences. Affiliates are companies related by common ownership or control. They can be financial and non-financial companies. Old Republic National Title Ins. Co. is our affiliated underwriter.
For our affiliates’ everyday business purposes:
Information about your creditworthiness, we do not share.
For our affiliates and non-affiliates to market to you:
This information is not shared.
We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request
a transaction with a non-affiliate, such as a third-party insurance company or notary, we will disclose your personal
information to that non-affiliate. (We do not control their subsequent use of information, and suggest you refer to
their privacy notices.)
SHARING PRACTICES
How often does Title Junction, LLC notify me about their practices?
We must notify you about our sharing practices when you request a transaction.
How does Title Junction, LLC collect my personal information?
We collect your personal information, for example, when you:
- Give us your contact information or show your driver’s license
- Show your government-issued ID or provide your mortgage information
- Make a wire transfer
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.