by Jennifer Ferri | Jul 29, 2021 | Title Insurance
When you purchase your home, you will be given a title (deed) to your new property. A deed is a legal document that proves you own the property, and then a policy is issued stating so. Your interest in the property is now protected from title defects that may arise....
by Jennifer Ferri | Jul 22, 2021 | VA Loans
The VA (short for “US Department of Veterans Affairs”) is the Federal military veteran benefit system. The VA administers benefits and services for Service members, Veterans, their dependents, and survivors. Programs related to home loans are one of their key...
by Jennifer Ferri | Jul 15, 2021 | Selling
Let’s say you’ve owned your home for a while now and have finally decided it’s time to sell it. You find a buyer, and their lawyer asks for the deed in order to review the manner in which title was originally received. Upon this review, the lawyer discovers that the...
by Jennifer Ferri | Jul 8, 2021 | Cape Coral Happenings, Fort Myers happenings
With hurricane season upon us (and a recent scare from Tropical Storm Elsa), there are many things that homeowners must keep in mind in case a major storm targets their area. Preparations must be made, and if the meteorologists begin to call for high waters as part of...
by Jennifer Ferri | Jul 1, 2021 | Credit, Closing & Federal Programs
Except for the addition of a Federal Housing Administration (FHA) mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage...
