When you look at the closing disclosure for your mortgage loan, page 3 will compare cash requirements from your loan estimate to your actual final charges. If the answer to the question “Did this change?” is “YES”, notes for changed sections should be provided.

The bottom line final “Cash to Close” is the money you will need in-hand in three business days. If your transaction has a seller, the summary table will show a line by line comparison of borrower to seller transaction details. If there is no seller you may see a payoffs and payments table instead.

Make sure to review the summary tables on you closing disclosure in order to understand the transaction and your financial commitments at loan consummation.


At Title Junction, we care about helping you stay informed throughout your real estate transaction. The experts at our title company have extensive knowledge about real estate not only in Cape Coral and Fort Myers, but all of Florida as well.

Have questions? Give us a call at 239.415.6574.

In case you missed it, check out our last Title Junction post: Is This Home’s Location Right for Me?

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