by Jennifer Ferri | Sep 24, 2018 | Selling
Buyers generally seek the least expensive home in the best neighborhood they can handle. As such, you want to present a home that fits in the neighborhood but doesn’t stand out too much. For example, if the other houses in the neighborhood are all 4 bedrooms, 3...
by Jennifer Ferri | Sep 17, 2018 | Buying, Closing Documents, Title and Closing
Can I bring my funds in cash? Can I pay the balance with my credit card? The simple answer? No. There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more...
by Jennifer Ferri | Sep 10, 2018 | Financing, Mortgages, Title Insurance, Title Searches
So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!” Well yes, it is. However, what you are now buying is a lender’s title policy for the new lender, but your...
by Jennifer Ferri | Aug 27, 2018 | Buying, Closing Documents, Selling
So often in a closing transaction we are most concerned with the date we close. A contract will have that date so all parties know what to work towards. The closing date is set and agreed upon on the contract signed by all parties, usually several weeks from...
by Jennifer Ferri | Aug 20, 2018 | Buying, Closing Documents, Real Estate Insurance, Title and Closing
Closing fast? That’s a thing of the past! In today’s tremendously regulated and monstrously documented charted process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months, depending on your lender and/or the banking rules....
