What Questions Should I Ask A Mortgage Lender?

Purchasing a home a home in the Fort Myers or Cape Coral areas?  Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan. Selecting the right lender can have...

What is a Loan Commitment Letter?

Doing homework on the home loan process for a purchase in the Cape Coral or Fort Myers areas and curious as to what a Loan Commitment Letter is? A Loan Commitment Letter, also known as a Mortgage Commitment Letter or Mortgage Loan Commitment Letter is a written and...

What Are Discount Points?

  On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...

What Happens After I’ve Applied For My Loan?

  Have you applied for a loan to purchase a home in the Fort Myers or Cape Coral areas and now wondering what’s next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for the...

What Is A Qualified Mortgage?

  Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas? As this video explains,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...
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