PMI? What’s That?

  If you type PMI into Google, the first result that pops up will likely be for a non-profit organization. But if you scroll down a few results, you’ll see the meaning that makes a lot more sense within the context of buying a house: Private Mortgage Insurance....

Can I Pay Off My Loan Early?

  If you happen to have some extra money on hand and you want to speed up the process of claiming full ownership of your home, then we have good news! By sending in extra money each month or making an extra payment at the end of the year you can speed up the...

Refinancing? Yes…You Need Title Insurance

So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!” Well yes, it is. However, what you are now buying is a lender’s title policy for the new lender, but your...

Loan Commitment Letter vs Pre-Approval Letter

Trying to determine the difference between a loan commitment letter versus a pre-qualification letter for your new purchase in the Fort Myers or Cape Coral areas? In competitive buyer’s markets where houses for sale are few and far between and homes for sale typically...

What Questions Should I Ask A Mortgage Lender?

Purchasing a home a home in the Fort Myers or Cape Coral areas?  Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan. Selecting the right lender can have...
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