What’s a Credit Score?

  A credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan, since they’re not really...

Why Am I Learning About Escrow at the Closing Table?

At Title Junction we strongly encourage consistent and concise communication between all parties involved in each individual real estate transaction. It’s important to maintain communication not only to reach the preferred closing date but to make sure that you are...

Understanding Loan Fees and Their Origins

  Loan application fees. Yuck. Nobody likes to shell out money just to apply for a loan, but it’s a necessary evil. The loan origination process does involve work on the lender’s side, and the application fee pays for the costs of underwriting the...

Could My Loan Costs Exceed The Loan Estimate?

  Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...
Instant Title Quote
Launch App ...or Contact Us for a Custom Quote