Blog
Can Creditors Collect Information Beyond The 6 Required Pieces?
In addition to the required pieces:
Name
Income
Social Security Number
Property Address
Estimated Property Value
Mortgage Amount Sought
a creditor may collect whatever additional informa...
What 6 Pieces of Information Make A TRID Loan Application?
Submitting these 6 pieces of information:
Name
Income
Social Security Number
Property Address
Estimated Value of Property
Mortgage Loan Amount sought
constitutes a valid loan application...
What Disclosures Are Used For Loans Not Covered By TRID?
Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the HUD-1 form for reverse mortgages, HELOCs, mobile home or other non-attached dwelling loans and others NOT covered by TRID.
Housing assistance loans for low- and moderate-i...
What Do Lenders Have To Tell You About Your Real Estate Loan?
Federal “disclosure” forms define the information that creditor businesses MUST provide to consumers applying for real estate loans.
As of Oct 1, 2015 lenders must provide TWO New “TRID” disclosure forms. for the most common kinds of real estate loans Fir...
For Sale By Owner – Going it alone The Closing – Part III
After all the nuts and bolts have been completed and ironed out, it’s time to get to the closing table. For most it’s a sigh of relief that their Cape Coral or
For Sale By Owner – Going it alone The Nuts and Bolts– Part II
Last time we left off with the offer and negotiations
For Sale By Owner – Going it Alone (Offer and Negotiations – Part I)
Go on, admit it, you’ve thought about selling your home yourself, instead of hiring a real estate agent? If so, you're not alone — especially these days. More and more homeowners are planting "for sale by owner" signs in their front yards.
One of the biggest reason...
Title Junction: Delivering Witness Courtesy Closings For Ultimate Transaction Peace Of Mind
Here at Title Junction we know firsthand that any type of house sale can prove a stressful experience for both buyers and sellers alike. With so many procedural requirements and notarized documentation that needs to be filed, a home closing can quickly overwhelm even ...
What to expect from your Cape Coral or Fort Myers title insurance company
There are many expectations that we have of people we do business with. Here we outline what you should expect from your Cape Coral or
The Title Agency: Making Your For Sale By Owner Transaction Smooth And Hassle-Free
A reputable and qualified real estate title agency can make your for sale by owner property transaction flow smoothly with minimal delays. Many people who are involved in a for sale by owner transaction question the role of the title agency and how the agent and agenc...