What Does My Loan Estimate Tell Me?

  There’s no getting around it; taking out a loan for a house involves a lot of paperwork. Some of it you have to fill out yourself, while other documents contain vital information that you need to understand to get your loan squared away. One such document...

Loan Disclosure: What Do Lenders Have to Tell You?

  Federal loan disclosure forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. Lenders have to provide you with two disclosure forms for the most common kinds of real estate loans. First, there’s...

Your Closing Disclosure: Making Sense of Closing Costs

  On the second page of your Closing Disclosure, you’ll find details about the specific closing costs, divided into different sections. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan officers or other...

Could My Loan Costs Exceed The Loan Estimate?

  Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...
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