Could My Loan Costs Exceed The Loan Estimate?

  Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...

Can My Settlement Charges Change?

  Looking to buy a home in the Fort Myers or Cape Coral areas and wondering if your settlement charges can change if you are in the middle of the closing process? The answer… Yes, if circumstances change, such as: a natural disaster damages the property or...

When Do I Get My Loan Closing Disclosure?

  Trying to understand your loan terms and costs for an upcoming purchase in the Fort Myers or Cape Coral areas? For eligible transactions, including most residential real estate purchases, creditors must provide a Closing Disclosure form documenting the actual...

Calculating Your Cash To Close

  Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms? Let’s dig in to Page 2. Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between...
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