by Jennifer Ferri | Jun 18, 2020 | Title and Closing, Title Insurance
At some point during the process of closing on your new home, you’ll receive a stack of papers from your real estate title company. They’ll tell you it’s your title commitment, but here’s the question: do you know what that is and why you’ve received it? A title...
by Jennifer Ferri | May 14, 2020 | Title and Closing, Title Insurance
When you purchase a new home in Fort Myers or Cape Coral, your title company will give you the option to purchase title insurance. While it’s tempting to say ‘nah, I’m good’ and simply close on the house without a second thought, you should first consider what you’re...
by Jennifer Ferri | Apr 16, 2020 | Buying, Title Insurance, Title Insurance Claims
‘The gap’ is the period of time between when a title commitment or update is prepared, and when the deed and/or mortgage is recorded in public records. This period generally only lasts a few days or weeks, during which a new lien or interest in the property may be...
by Jennifer Ferri | Mar 19, 2020 | Title Insurance, Title Searches
The short answer? Yes, you absolutely do need real estate title insurance! There’s a lot of misconception that title insurance just isn’t necessary. Well, that’s not the truth—or even the best decision. When you obtain a loan to purchase a home, your lender will...
by Jennifer Ferri | Jan 30, 2020 | Legal, Title Insurance
In US law, one party can bring a lawsuit against another party in court. In civil cases, the party bringing the suit—called the plaintiff—generally claims to have incurred loss through actions of the other party—the defendant. In criminal cases, the state—whose legal...
by Jennifer Ferri | Oct 17, 2019 | Title Insurance, Title Insurance Claims
For many people, title insurance seems like an extra expense in the already pricey undertaking of purchasing a home. Escrow funds, realtor fees, paying for inspections, fees for property taxes, the title search fee…why would you want to tack on yet another expense? A...
