by Jennifer Ferri | Aug 15, 2019 | Financing, Mortgages, TRID
In order to fully understand your home loan, it’s important to understand some of the key parts of the documents associated with it. Let’s talk about your closing disclosure—specifically, the first page of it. The Loan Amount: This is the total you...
by Jennifer Ferri | Jul 18, 2019 | Buying, Real Estate Insurance, Title Insurance
There are many things that happen on a day-to-day basis that can affect you or your home. What can we say? Life happens. So why not be insured for life’s mishaps? Getting both title insurance and homeowner’s insurance covers you on practically every front when...
by Jennifer Ferri | Jul 11, 2019 | Closing Disclosure Form (HUD1), Financing
RESPA stands for the Federal Real Estate Settlement Procedures Act. The act requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. That means, as a...
by Jennifer Ferri | Jul 3, 2019 | Cape Coral Happenings, Fort Myers happenings
Last month we talked about ways to protect houses during a hurricane. However, some people have more property to protect than just their home; they also need to protect their place of business and set up a plan with their employees or coworkers for hurricane...
by Jennifer Ferri | Jun 27, 2019 | Buying, Mortgages
When the time comes time to shop for mortgage loans for your new home, the sheer number of options can be downright daunting. While there’s a plethora of different loan types when it comes to financing your home, we’ll focus on the most common types...