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So you’ve found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you’ve already been pre-qualified for a loan, but either way, you’ll need these 6 pieces of information to successfully¬†apply for a home loan:

  • Name
  • Income
  • Social Security Number
  • Property Address
  • Estimated Value of Property
  • Mortgage Loan Amount Sought

You can apply or submit your information in writing or orally. So long as your live conversation or phone call is backed by a written record, your application will be legitimate.

If your loan is approved once the 6 key pieces of information are submitted, a creditor MUST supply a loan estimate within 3 business days, meaning you’ll get your results much faster if you apply earlier in the week.

At Title Junction we care about helping you stay informed throughout your real estate transaction. Have questions? Give us a call at 239.415.6574.

In case you missed it, check out our last Title Junction post: What Does Title Insurance Even Do?

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