by Jennifer Ferri | Dec 2, 2021 | Financing
How long a lender keeps certain records depends on each individual record itself. For example, creditors must retain escrow cancellation and partial payment policy disclosures for two years, loan estimate records for three years after loan consummation, and...
by Jennifer Ferri | Nov 18, 2021 | Financing, Mortgages
When deciding the maximum loan amount that a buyer can afford, lenders will consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or...
by Jennifer Ferri | Nov 1, 2021 | Cape Coral Happenings, Fort Myers happenings
Title Junction is partnering with The Salvation Army to host an Angel Tree for the 2021 Christmas season! Angel Tree? What’s That? The Angel Tree Program was created by the Salvation Army in 1979 to provide toys and clothing to children in need. In Lee County alone,...
by Jennifer Ferri | Oct 28, 2021 | Buying
For most Americans, buying a house is the single biggest purchase we will ever make. While most people like to believe they know something about real estate or their local real estate market, very few actually do. With that being said, there are a few things all...
by Jennifer Ferri | Oct 21, 2021 | Buying, Selecting
Films about creaking homes with mysterious pasts are fun to watch on screen, but what about when it becomes a reality in a home you are thinking about buying? How does that make you feel about the property? Studies have shown that buyers aren’t likely to pay the...
