How To File Bankruptcy

United States law allows courts to declare individuals and businesses bankrupt, allowing them to settle debts without full payment. Filing bankruptcy is a legal action asking the court to make this declaration; deciding to file should account for: Debts that are owed...
Do I Need Title Insurance On A Newly Built Home?

Do I Need Title Insurance On A Newly Built Home?

Construction of a new home can raise special title problems for the lender and even the owner. You may think you are the first owner when building your home on a purchased lot, but there were most likely many prior owners of the unimproved land. To know for certain...
Homeowner’s Associations: How They Work

Homeowner’s Associations: How They Work

Homeowner’s Associations (HOA) were first developed in the 1980s as a means to help retain order and visual appeal in new communities that were being developed. To this day, HOA rules and regulations determine things like the color you can paint the home’s...

Understanding Wills and Trusts

A will is a written document that defines how your assets will be distributed after you die. Trusts are legal arrangements that involve a separate legal entity to hold and distribute assets — during your life, after your life, or both. As an alternative to...
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