by Jennifer Ferri | Feb 11, 2021 | Legal
United States law allows courts to declare individuals and businesses bankrupt, allowing them to settle debts without full payment. Filing bankruptcy is a legal action asking the court to make this declaration; deciding to file should account for: Debts that are owed...
by Jennifer Ferri | Feb 4, 2021 | Closing Documents
Seller’s net sheets and buyer’s cost sheets are helpful tools that allow buyers and sellers to see and understand the costs of closing. Net sheets are customizable documents that calculate costs and create an itemized list of the fees associated with buying or selling...
by Jennifer Ferri | Jan 28, 2021 | New Homes
Construction of a new home can raise special title problems for the lender and even the owner. You may think you are the first owner when building your home on a purchased lot, but there were most likely many prior owners of the unimproved land. To know for certain...
by Jennifer Ferri | Jan 21, 2021 | Buying, Selecting
Homeowner’s Associations (HOA) were first developed in the 1980s as a means to help retain order and visual appeal in new communities that were being developed. To this day, HOA rules and regulations determine things like the color you can paint the home’s...
by Jennifer Ferri | Jan 14, 2021 | Legal
A will is a written document that defines how your assets will be distributed after you die. Trusts are legal arrangements that involve a separate legal entity to hold and distribute assets — during your life, after your life, or both. As an alternative to...