Your Closing Disclosure: Making Sense of Closing Costs

  On the second page of your Closing Disclosure, you’ll find details about the specific closing costs, divided into different sections. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan officers or other...

What Happened to My Escrow?

Before you can move into your dream house, a settlement has to take place. If all goes well, you are officially a new homeowner. But what happens when there is a bump in the road, like say…an escrow dispute? When involved in a real estate closing transaction, an...

How Do I Pay the Title Company at Closing?

Can I bring my funds in cash? Can I pay the balance with my credit card? The simple answer? No. There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more...

Getting a Visual on Closing Costs

  Purchasing a home is exciting. Finally, all of your house hunting and negotiating has paid off! However, once escrow begins the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly accumulate. Watch this...

What Does My Closing Date on a Contract Mean?

So often in a closing transaction we are most concerned with the date we close. A contract will have that date so all parties know what to work towards. The closing date is set and agreed upon on the contract signed by all parties, usually several weeks from...

3 Ways to Help Have the Fastest Closing Ever

Closing fast? That’s a thing of the past! In today’s tremendously regulated and monstrously documented charted process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months, depending on your lender and/or the banking rules....
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