What Do I Bring To Closing?

Closing day. Whether you’re the buyer or seller in the Fort Myers or Cape Coral areas, it’s a big day!  You are either becoming the owner of a property, or you are surrendering ownership in return (ideally) for financial gain.   Perhaps your transaction went smoothly,...

What Is A Loan Payoff Letter?

Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it?   You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...

Real Estate Title Options In Florida

How you hold title to real estate affects how you can use the property and how you can distribute it upon your death.  The differences are subtle but important.  Full service title agencies, like Title Junction, can provide valuable insights about these differences as...

Closing Disclosure Form (HUD1) – FORM

New forms, new ways for Fort Myers and Cape Coral Closings. The Consumer Financial Protection Bureau (CFPB) has issued new rules nationwide for closing loans. The new rules and forms will allow consumers to better understand what they are getting into in terms of the...

Loan Estimate Form (GFE) – FORM

New rules across the board even for Cape Coral and Fort Myers closings. The Consumer Financial Protection Bureau (CFPB) has released a new rule regarding disclosure for loans. This rule produced new forms that will replace existing ones to help consumers make clearer...

The NEW Loan Estimate Form and Closing Disclosure Form

Just when you thought you knew everything, it all changes again. This will effect those who are in Cape Coral or Fort Myers as well. On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) issued a rule to replace existing federal mortgage disclosures...
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