by Jennifer Ferri | Dec 20, 2017 | Mortgages
Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the “Ability to Repay” rules? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back...
by Jennifer Ferri | Dec 13, 2017 | Real Estate Insurance, Uncategorized
We can all agree 2017 has been a year of intense storms and natural disasters across our country. For us living in Florida we are no stranger to storms. Although we hope you never have to deal with damages resulting from a storm we thought it would be helpful to...
by Jennifer Ferri | Dec 6, 2017 | Buying, Financing, Mortgages, Title and Closing
Shopping lenders for your Cape Coral or Fort Myers new home purchase? Have you come across the term “Escrow Account” and wondered what it means or if you even need one? As we show you in this video, an escrow account is an account, established by...
by Jennifer Ferri | Nov 30, 2017 | Buying, Investing
Are you thinking of investing in real estate in the Fort Myers or Cape Coral areas? While you can’t control everything, it helps to know what you are getting yourself into and actively prepare yourself to execute a sound investment. If you are new to real estate...
by Jennifer Ferri | Nov 22, 2017 | Buying, Financing, Mortgages
Starting the home buying process in the Fort Myers or Cape Coral areas? One term you may hear your lender use is “DTI” or Debt-To-Income Ratio. Measuring your existing debts against your existing income is one part of a lender’s required assessment...