by Jennifer Ferri | Jan 15, 2014 | Cape Coral Happenings
So it’s that time of year again, the Cape Coral St. Andrews Festival. I my self make this a tradition every year to go and have some crazy fun with the kids, even now as they grow up. Only now they like to see me get sick in some of the rides!! Take the family...
by Jennifer Ferri | Jan 13, 2014 | Financing
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you’ll need the following information. Pay stubs for the past 2-3 months. W-2 forms for the past 2 years....
by Jennifer Ferri | Jan 13, 2014 | Title and Closing
As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner’s insurance mortgage insurance (if applicable), and property taxes....
by Jennifer Ferri | Jan 13, 2014 | Mortgages
The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate. The “mortgage” itself is a lien – a legal claim on the home or property that secures the promise...
by Jennifer Ferri | Jan 13, 2014 | Mortgages
While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing. Each loan has a specific LTV limit. For example: With a 75% LTV loan on...
