by Jennifer Ferri | Feb 23, 2018 | Closing Documents, Selling
Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it? You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...
by Jennifer Ferri | May 14, 2014 | Buying, Closing Documents
How you hold title to real estate affects how you can use the property and how you can distribute it upon your death. The differences are subtle but important. Full service title agencies, like Title Junction, can provide valuable insights about these differences as...
by Jennifer Ferri | Dec 12, 2013 | Closing Disclosure Form (HUD1), Closing Documents
New forms, new ways for Fort Myers and Cape Coral Closings. The Consumer Financial Protection Bureau (CFPB) has issued new rules nationwide for closing loans. The new rules and forms will allow consumers to better understand what they are getting into in terms of the...
by Jennifer Ferri | Dec 9, 2013 | Closing Documents, Loan Estimate Form (GFE)
New rules across the board even for Cape Coral and Fort Myers closings. The Consumer Financial Protection Bureau (CFPB) has released a new rule regarding disclosure for loans. This rule produced new forms that will replace existing ones to help consumers make clearer...
by Jennifer Ferri | Dec 3, 2013 | Closing Disclosure Form (HUD1), Closing Documents, Integrated Mortgage Disclosure Rule, Loan Estimate Form (GFE)
Just when you thought you knew everything, it all changes again. This will effect those who are in Cape Coral or Fort Myers as well. On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) issued a rule to replace existing federal mortgage disclosures...
by Jennifer Ferri | Aug 20, 2013 | Closing Documents
When you are selling or buying a home you can almost always expect a mountain of paperwork to sign throughout the process and at the closing table. And if you are like most, you don’t read every document before signing it. However, there are a few documents you are...
