by Jennifer Ferri | Aug 6, 2018 | Buying, Closing Documents, Selling, Title and Closing, Title Insurance
There are a whole lot of moving parts in a Fort Myers Real Estate Closing, so here at Title Junction we recommend using a local real estate agent and local mortgage lender so we can all work as a team to facilitate a smooth closing. The closing process can be a bit...
by Jennifer Ferri | Jun 29, 2018 | Buying, Closing Documents, Selling
Closing day. Whether you’re the buyer or seller in the Fort Myers or Cape Coral areas, it’s a big day! You are either becoming the owner of a property, or you are surrendering ownership in return (ideally) for financial gain. Perhaps your transaction went smoothly,...
by Jennifer Ferri | Feb 23, 2018 | Closing Documents, Selling
Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it? You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...
by Jennifer Ferri | May 14, 2014 | Buying, Closing Documents
How you hold title to real estate affects how you can use the property and how you can distribute it upon your death. The differences are subtle but important. Full service title agencies, like Title Junction, can provide valuable insights about these differences as...
by Jennifer Ferri | Dec 12, 2013 | Closing Disclosure Form (HUD1), Closing Documents
New forms, new ways for Fort Myers and Cape Coral Closings. The Consumer Financial Protection Bureau (CFPB) has issued new rules nationwide for closing loans. The new rules and forms will allow consumers to better understand what they are getting into in terms of the...
by Jennifer Ferri | Dec 9, 2013 | Closing Documents, Loan Estimate Form (GFE)
New rules across the board even for Cape Coral and Fort Myers closings. The Consumer Financial Protection Bureau (CFPB) has released a new rule regarding disclosure for loans. This rule produced new forms that will replace existing ones to help consumers make clearer...