by Jennifer Ferri | Mar 1, 2018 | Financing, Mortgages
On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...
by Jennifer Ferri | Feb 2, 2018 | Financing, Mortgages, New Homes
Have you applied for a loan to purchase a home in the Fort Myers or Cape Coral areas and now wondering what’s next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for the...
by Jennifer Ferri | Jan 19, 2018 | Mortgages
Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas? As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...
by Jennifer Ferri | Jan 12, 2018 | Buying, Financing, Mortgages
Buying a home in the Cape Coral or Fort Myers area soon? The world of real estate has many different types of professionals. If you are a buyer looking to purchase a piece of property with financing, an area that can get a little confusing involves the professionals...
by Jennifer Ferri | Dec 20, 2017 | Mortgages
Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the “Ability to Repay” rules? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back...
by Jennifer Ferri | Dec 6, 2017 | Buying, Financing, Mortgages, Title and Closing
Shopping lenders for your Cape Coral or Fort Myers new home purchase? Have you come across the term “Escrow Account” and wondered what it means or if you even need one? As we show you in this video, an escrow account is an account, established by...