by Jennifer Ferri | Dec 30, 2021 | Starting
Your home should fit the way you live, with spaces and features that appeal to the whole family. After all, it’s where you’re going to be hanging your hat for a long time to come, so you want to make sure it has all the housing needs and creature...
by Jennifer Ferri | Dec 16, 2021 | Selling
Altered photos—they’re everywhere. Image editing software like Photoshop has made it easy to alter pictures, profiles, memes…you name it. But where do we draw the line when it comes to altering real estate photos for a listing? The purpose of listing photos is to...
by Jennifer Ferri | Dec 9, 2021 | Selling
In this day and age, recording activity both inside and outside our homes has become almost standard practice. But what about when the time comes to sell your home? Many home sellers are encouraged to leave the premises so they aren’t underfoot during showings by...
by Jennifer Ferri | Dec 2, 2021 | Financing
How long a lender keeps certain records depends on each individual record itself. For example, creditors must retain escrow cancellation and partial payment policy disclosures for two years, loan estimate records for three years after loan consummation, and...
by Jennifer Ferri | Nov 18, 2021 | Financing, Mortgages
When deciding the maximum loan amount that a buyer can afford, lenders will consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or...
