by Jennifer Ferri | Mar 23, 2017 | TRID
Do the TRID rules apply to your Fort Myers or Cape Coral area real estate? TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, refinancing, construction-only loans closed-end home-equity loans, and loans...
by Jennifer Ferri | Mar 16, 2017 | Mortgages
Have you heard the term “Equity” before and wandered what it actually means? In short, Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. In the...
by Jennifer Ferri | Mar 9, 2017 | Finding
Often times we at Title Junction get asked about how to find more information about schools and community resources. One of the easiest ways to do that is to contact the Chamber of Commerce for either Cape Coral or Fort Myers for promotional literature or talk...
by Jennifer Ferri | Dec 8, 2015 | Mortgages
Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says: debts are existing financial commitments; a car payment is a debt a grocery bill is not. To calculate...
by Jennifer Ferri | Dec 8, 2015 | New Homes
Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term ‘rate lock.’ A “Rate Lock” is a guarantee that a lender will honor a specific combination of...
