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5 Tips to Avoid Mortgage Pitfalls
Buying a home can be emotional and exciting time for first time homebuyers. However, enthusiasm can sometimes lead to making mistakes that delay the home loan approval process, which is a much less exciting feeling. The period of time leading up to qualifying for a loan...
What is a Bankruptcy Petition?
Filing for bankruptcy starts with disclosing all financial information. This is done on a form called a 'bankruptcy petition', provided by the US Bankruptcy Court. The bankruptcy case starts when the bankruptcy petition form is filed. Both individuals and businesses...
The Role of Title Agencies as Notary Publics
Title agencies provide a valuable role during property transactions and are well-versed in many areas of real estate. In addition to title work, many title agencies act as escrow holders and provide notary services.
This is helpful to your property transaction becaus...
What Can a Municipal Lien Search Do For Me?
So, what exactly is a municipal lien search? Many sellers or buyers are not aware of its purpose, yet it’s a vital part of the home buying process. That is, if you want to make sure that you won’t be slammed with someone else’s unpaid water bill—or something wor...
The Basics of Probate
The legal distribution of assets and property left by someone who has died is called 'probate.' It is a process of law, involving government and courts, that ensures proper and legal distribution of their assets. Even if the deceased person had a legal will, probate...
9 Common Questions Home Buyers Have For Their Real Estate Agent
Buying a house is the biggest purchase most people will make in their entire life, and under normal circumstances, the majority of buyers won’t purchase a new home more that a handful of times. So naturally, most home buyers will have questions throughout the process ...
Understanding Foreclosure
A foreclosure is essentially a legally-forced change in possession, where a lender seizes collateralized property - such as a home - when a borrower is unable to pay the loan.
While laws vary by state, borrowers typically have a 'period of redemption' to pay loan...
3 Ways to Save Money on Title Insurance in Fort Myers
We get it—buying a home is an expensive process. In fact, it’s probably one of the most expensive things you’ll ever purchase. Standard closing fees alone can include the following:
• Close fee per side of transaction
Understanding Tenant Rights
Renting home or business space from an owner comes with legal rights and responsibilities. The landlord can't do 'anything they want', and neither can the tenant. Federal, state and local laws all apply, and it's important for tenant rights to be fully understood by...
How to Handle Storm Damage
Floridians are no strangers to storms, whether it’s a passing afternoon thunderstorm or a raging hurricane. However, tropical storms and hurricanes tend to cause more storm damage to properties during the summer months, so we’ve compiled some tips to keep in mind in...