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Understanding Your Loan Estimate: Terms, Payments and Closing Costs
Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms?
The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing.
The Loan Amount, of course is the total you are ...
What Questions Should I Ask A Mortgage Lender?
Purchasing a home a home in the Fort Myers or Cape Coral areas? Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan.
Selecting the right lender can hav...
Which Square Footage Figure Should I Use?
Buying or Selling a home in the areas of Fort Myers or Cape Coral and wondering which square footage figure you should go by?
Home size is one of the key figures used in comparisons.
But you may have different measurements to choose from, as you'll learn in this v...
What is a Loan Commitment Letter?
Doing homework on the home loan process for a purchase in the Cape Coral or Fort Myers areas and curious as to what a Loan Commitment Letter is?
A Loan Commitment Letter, also known as a Mortgage Commitment Letter or Mortgage Loan Commitment Letter is a written and sig...
What About A Home Located In A Flood Plain?
On the home search in the Fort Myers or Cape Coral areas and curious about considerations if the home is in a flood plain?
A flood plain is an area of land adjacent to a water element like a stream or river that experiences flooding during periods of high discharge. ...
What Does A Professional Home Stager Really Do?
Thinking of selling a home in the Fort Myers or Cape Coral areas and curious as to what a Professional Home Stager really does?
It’s fairly common knowledge that when selling your home, you need to “sanitize” the house. Personal and family pict...
What Are Discount Points?
On the hunt for a home mortgage in the Fort Myers or Cape Coral areas and curious about Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with...
What Is A Loan Payoff Letter?
Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it? You may end up hearing the terms "Payoff" or "Payoff Letter" in the sales process of your property.
This letter, issued by the lender, states a precise payoff amount that is valid up to a...
How Do I Choose The Right Lender For Me?
Are you looking for a lender in the Fort Myers or Cape Coral areas?
There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction.
Be sure to choose a company that gives helpful advice ...
Do I Need A Property Survey?
Are you purchasing property in the Fort Myers or Cape Coral areas and wondering if you need a survey?
A property survey is a precise measurement and delineation of the size, shape, and boundaries of a property. Typically performed by trained and certified Surveyors, ...