by Jennifer Ferri | Nov 17, 2022 | Buying, TRID
Applying for a loan in the Fort Myers or Cape Coral areas and trying to understand the loan terms of your purchase? Page 2 of your Loan Estimate provides the current estimated cash to close. Some costs will stay the same between estimate and closing while some...
by Jennifer Ferri | Oct 20, 2022 | Buying, Home Ownership
Homeowners make the decision to downsize to smaller homes for many different reasons. Some are retirees who don’t want the hassle of cleaning a big house anymore, while others are doing it to save money on things like the electric bill and property taxes. Regardless...
by Jennifer Ferri | Sep 22, 2022 | Buying
Most people look at a foreclosed property as a pure investment property and never plan on living in the home, though there are a few who will purchase a foreclosure as their next home in order to score a good deal. Given that there are over a million homes in the...
by Jennifer Ferri | Aug 25, 2022 | Buying, Selling
Prior to officially purchasing a home, a contract is required stating that both buyer and seller are in agreement of the terms written therein. Though a lot of communication is verbal between these two parties, a verbal contract will not suffice in order to proceed...
by Jennifer Ferri | Aug 4, 2022 | Buying, Selling
Whenever you buy or sell a piece of real property, the transaction, like most things in life, is taxed. In Florida, this particular tax is referred to as the documentary stamp tax, or doc stamp for short. Doc stamps are paid at closing, and it’s typically the seller...
by Jennifer Ferri | Jul 7, 2022 | Buying, Selling
Hoarder houses—you’ve heard of them, and you may even know someone who has a habit of accumulating clutter in their home. But can hoarding affect the value of a real estate property? The short answer is yes, yes it can. Hoarding can have a severe impact on a...
