How Do I Pay the Title Company at Closing?

by Jennifer Ferri | Sep 17, 2018 | Buying, Closing Documents, Title and Closing

Can I bring my funds in cash? Can I pay the balance with my credit card? The simple answer? No. There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more...

What Does My Closing Date on a Contract Mean?

by Jennifer Ferri | Aug 27, 2018 | Buying, Closing Documents, Selling

So often in a closing transaction we are most concerned with the date we close. A contract will have that date so all parties know what to work towards. The closing date is set and agreed upon on the contract signed by all parties, usually several weeks from...

3 Ways to Help Have the Fastest Closing Ever

by Jennifer Ferri | Aug 20, 2018 | Buying, Closing Documents, Real Estate Insurance, Title and Closing

Closing fast? That’s a thing of the past! In today’s tremendously regulated and monstrously documented charted process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months, depending on your lender and/or the banking rules....

6 Steps to a Perfect Fort Myers Real Estate Closing

by Jennifer Ferri | Aug 6, 2018 | Buying, Closing Documents, Selling, Title and Closing, Title Insurance

There are a whole lot of moving parts in a Fort Myers Real Estate Closing, so here at Title Junction we recommend using a local real estate agent and local mortgage lender so we can all work as a team to facilitate a smooth closing. The closing process can be a bit...

What Do I Bring To Closing?

by Jennifer Ferri | Jun 29, 2018 | Buying, Closing Documents, Selling

Closing day. Whether you’re the buyer or seller in the Fort Myers or Cape Coral areas, it’s a big day!  You are either becoming the owner of a property, or you are surrendering ownership in return (ideally) for financial gain.   Perhaps your transaction went smoothly,...

What Is A Loan Payoff Letter?

by Jennifer Ferri | Feb 23, 2018 | Closing Documents, Selling

Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it?   You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...