by Jennifer Ferri | Mar 18, 2021 | Financing, Mortgages
Identity fraud is often used in mortgage fraud schemes in order to hide the identity of the perpetrators or to obtain a credit profile that meets lender guidelines. Lenders give loans based on a borrower’s credit profile, and fraudsters often use stolen identities as...
by Jennifer Ferri | Nov 12, 2020 | Financing, Mortgages
When looking for a mortgage, it can be tough deciding which option is right for you. You have to know what to look for, and then decide what works for you and your family as you shop around to make the most of your mortgage decision. To help put the process in...
by Jennifer Ferri | Oct 15, 2020 | Financing, Mortgages
Buying a home can be emotional and exciting time for first time homebuyers. However, enthusiasm can sometimes lead to making mistakes that delay the home loan approval process, which is a much less exciting feeling. The period of time leading up to qualifying for a...
by Jennifer Ferri | Aug 20, 2020 | Mortgages, Title Insurance
We get it—buying a home is an expensive process. In fact, it’s probably one of the most expensive things you’ll ever purchase. Standard closing fees alone can include the following: • Close fee per side of transaction • Title search fee • Municipality lien search •...
by Jennifer Ferri | Feb 27, 2020 | Financing, Mortgages
So you borrowed money, whether it was from a mortgage bank lender or a private individual, on a property in Cape Coral, Fort Myers, or anywhere in Florida. And now, you’ve finally made the last mortgage payment! That’s awesome! But before you break out the...
by Jennifer Ferri | Aug 15, 2019 | Financing, Mortgages, TRID
In order to fully understand your home loan, it’s important to understand some of the key parts of the documents associated with it. Let’s talk about your closing disclosure—specifically, the first page of it. The Loan Amount: This is the total you...
