by Jennifer Ferri | Jun 10, 2021 | Financing, Mortgages
When it comes to your loan estimate, there are some costs that are paid to outside parties that you are free to shop for by comparing providers for a variety of services. These might include a pest inspection, or a survey to verify property lines, or a range of...
by Jennifer Ferri | May 20, 2021 | Mortgages
Fixed-rate mortgages are one of the most common types of mortgages that lenders offer. For both 15 and 30 year terms with fixed rates, housing costs won’t be affected by interest rate changes and inflation compared to other options, making them an excellent...
by Jennifer Ferri | Apr 15, 2021 | Buying, Mortgages
Let’s imagine that you’re a potential home buyer who has looked at a few very promising properties. Your real estate agent recommends that you get pre-approved for a loan, and they hand you the name and information of a mortgage lender they know. Should you use it? Or...
by Jennifer Ferri | Mar 18, 2021 | Financing, Mortgages
Identity fraud is often used in mortgage fraud schemes in order to hide the identity of the perpetrators or to obtain a credit profile that meets lender guidelines. Lenders give loans based on a borrower’s credit profile, and fraudsters often use stolen identities as...
by Jennifer Ferri | Nov 12, 2020 | Financing, Mortgages
When looking for a mortgage, it can be tough deciding which option is right for you. You have to know what to look for, and then decide what works for you and your family as you shop around to make the most of your mortgage decision. To help put the process in...
by Jennifer Ferri | Oct 15, 2020 | Financing, Mortgages
Buying a home can be emotional and exciting time for first time homebuyers. However, enthusiasm can sometimes lead to making mistakes that delay the home loan approval process, which is a much less exciting feeling. The period of time leading up to qualifying for a...
