by Jennifer Ferri | Apr 25, 2019 | Financing, TRID
Federal loan disclosure forms define the information that creditor businesses MUST provide to consumers applying for real estate loans. Lenders have to provide you with two disclosure forms for the most common kinds of real estate loans. First, there’s...
by Jennifer Ferri | Apr 18, 2019 | Buying
Low interest rates coupled with lower-than-usual home inventory has created a market where newly listed homes are selling like hotcakes. Consequently, these newly listed homes often receive multiple purchase offers, which is excellent news for sellers. But for buyers,...
by Jennifer Ferri | Apr 11, 2019 | Credit, Financing
A credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan, since they’re not really...
by Jennifer Ferri | Apr 4, 2019 | Closing Documents, Title and Closing, Title Searches
The closing process of a Cape Coral or Fort Myers real estate transaction is complex, requiring the cooperation and coordination of all parties involved. At Title Junction, we have the experience and know-how needed to make sure the you get from contract to closing...
by Jennifer Ferri | Mar 28, 2019 | Closing Documents, Title and Closing
When it comes to buying a home, it’s important to not only budget for the cost of the house, but also the costs of closing. Where there are certain closing costs that are customary or unique to certain states or localities, here’s a quick rundown of...