by Jennifer Ferri | Sep 12, 2019 | Legal
When a lender releases an existing mortgage for a payoff that is less or ‘short’ of the total amount due, the transaction is called a ‘short sale.’ Lenders sometimes accept short sales as an alternative to repossession and foreclosure, which...
by Jennifer Ferri | Sep 5, 2019 | Buying
A common way to transfer large sums of money from one party to another is via wire transfer, particularly for real estate transactions. And why not? It’s quick, it’s direct, it’s…being targeted by wire fraud criminals? Yes, the same kinds of criminals who snatch...
by Jennifer Ferri | Aug 29, 2019 | Title Insurance
The only time you can get an outright “discount” on title insurance is if it is being reissued, meaning that you previously had a title policy. In Florida, the requirements to obtain the reissue or reduced rate for your title insurance are pretty straight forward. You...
by Jennifer Ferri | Aug 22, 2019 | Buying, Title and Closing
One of the most important choices you will make as a property buyer is how to hold real estate title to your property. Holding title to a property refers to how you own the property and the rights that go along with it. Along with choosing how to hold title, buyers...
by Jennifer Ferri | Aug 15, 2019 | Financing, Mortgages, TRID
In order to fully understand your home loan, it’s important to understand some of the key parts of the documents associated with it. Let’s talk about your closing disclosure—specifically, the first page of it. The Loan Amount: This is the total you...
