When Do I Get My Loan Closing Disclosure?

  Trying to understand your loan terms and costs for an upcoming purchase in the Fort Myers or Cape Coral areas? For eligible transactions, including most residential real estate purchases, creditors must provide a closing disclosure form documenting the actual...

Calculating Your Cash To Close

  Applying for a loan in the Fort Myers or Cape Coral areas and trying to understand the loan terms of your purchase? Page 2 of your Loan Estimate provides the current estimated cash to close. Some costs will stay the same between estimate and closing while some...
What Is A Qualified Mortgage?

What Is A Qualified Mortgage?

  Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas? As this video explains,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...

What Is A Mortgage?

  Are you looking for a mortgage to buy a home in the Fort Myers or Cape Coral area? The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate. The “mortgage” itself...
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