by Jennifer Ferri | Jul 11, 2019 | Closing Disclosure Form (HUD1), Financing
RESPA stands for the Federal Real Estate Settlement Procedures Act. The act requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. That means, as a...
by Jennifer Ferri | Jul 3, 2019 | Cape Coral Happenings, Fort Myers happenings
Last month we talked about ways to protect houses during a hurricane. However, some people have more property to protect than just their home; they also need to protect their place of business and set up a plan with their employees or coworkers for hurricane...
by Jennifer Ferri | Jun 27, 2019 | Buying, Mortgages
When the time comes time to shop for mortgage loans for your new home, the sheer number of options can be downright daunting. While there’s a plethora of different loan types when it comes to financing your home, we’ll focus on the most common types...
by Jennifer Ferri | Jun 20, 2019 | Courtesy/Witness Closing, Title and Closing
At Title Junction, we understand that sometimes it can be difficult for our clients to come to our offices. So because our clients are our number one concern, we offer witness and courtesy closing services and come to you! If you are in the Cape Coral or Fort Myers...
by Jennifer Ferri | Jun 13, 2019 | Loan Estimate Form (GFE), Mortgages, TRID
There’s no getting around it; taking out a loan for a house involves a lot of paperwork. Some of it you have to fill out yourself, while other documents contain vital information that you need to understand to get your loan squared away. One such document...