by Jennifer Ferri | Oct 14, 2021 | TRID
If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate – beyond tolerance limits for each category – the creditor must refund the excess to you no later than 60 calendar days after loan consummation. Charges subject to...
by Jennifer Ferri | Oct 7, 2021 | Title Insurance Claims
If you have an owner’s title insurance policy with a title company, the hope is that you’ll never have to use it. However, in the case of a title defect or other claim that jeopardizes your homeownership, it’s good to know the basic process of how your title insurance...
by Jennifer Ferri | Sep 30, 2021 | Buying
When purchasing a new home, it can be difficult to get just the right “deal” you and your family are looking for. And if you’re a first-time homebuyer, it’s easy to get overwhelmed as you try to keep track of your agenda as well as your needs in a future home. To help...
by Jennifer Ferri | Sep 23, 2021 | Sales Process
There’s more to an offer than the price tag. There are a few factors you should consider: Is this offer at, near or above my asking price? Are there clauses and additions in their offer that change the terms and final price substantially? How long since I had...
by Jennifer Ferri | Sep 16, 2021 | Buying
Come moving time, your head may be spinning over the long to-do list you’ve created in preparation for making the transition into a new home. But having kids during this major change can provide its own challenges aside from packing their things. So what can you do to...
