Blog
The Difference Between Rural, Suburban, and Urban Communities
When deciding where to live, it’s important to not only consider the features of the house you’re hunting for, but what type of community you’d like to be a part of. There are three common types of communities to consider: rural, suburban, and urban. Each location...
How Title Insurance Works With Your Mortgage Loan
When you purchase your home, you will be given a title (deed) to your new property. A deed is a legal document that proves you own the property, and then a policy is issued stating so. Your interest in the property is now protected from title defects that may arise.
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What Are VA Home Loans?
The VA (short for “US Department of Veterans Affairs”) is the Federal military veteran benefit system. The VA administers benefits and services for Service members, Veterans, their dependents, and survivors. Programs related to home loans are one of their key se...
Home Selling Snafus: Error On the Deed
Let’s say you’ve owned your home for a while now and have finally decided it’s time to sell it. You find a buyer, and their lawyer asks for the deed in order to review the manner in which title was originally received. Upon this review, the lawyer discovers that t...
How to Minimize Flood Damage To Your Home
With hurricane season upon us (and a recent scare from Tropical Storm Elsa), there are many things that homeowners must keep in mind in case a major storm targets their area.
What Closing Costs Are Associated With FHA Loans?
Except for the addition of a Federal Housing Administration (FHA) mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to...
3 Things That Will Delay Your Closing
During your real estate transaction, you can expect to jump through a few hoops in the process of reaching the ultimate goal: the closing table. However, even when combing through all the fine details, there is the possibility of certain occurrences that will delay or p...
How Do I Get My Keys At Closing?
One of the most exciting parts of a buyer’s closing process is the jingle of your shiny new set of keys. However, even though you may come into a title company’s office to sign those official documents, it’s not actually the title company who hands you the keys.
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Understanding Your Loan Estimate: Services You Can Shop For
When it comes to your loan estimate, there are some costs that are paid to outside parties that you are free to shop for by comparing providers for a variety of services. These might include a pest inspection, or a survey to verify property lines, or a r...
5 Things Homebuyers Should Consider About Pools
Having a home with a pool is a dream for many homeowners, especially since they can be used all year round in Florida. They’re a great way to get outside to relax and have fun with family and friends, and can even be used for health and fitness purposes. And then of c...