Blog
6 Pieces of Information You Need to Apply for a Home Loan
So you've found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you've already been pre-qualified for a loan, but either way, you'll need these 6 pieces of information to successfully apply for a home loan:
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What Does Title Insurance Even Do?
Title Insurance is an enigma to many homeowners, leaving you to wonder “Do I even need it?” Homeowner’s insurance obviously covers you if anything bad happens to your new home like a fire, so what’s the use of title insurance if your home is already protected?
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Questions to Ask When House Hunting
House hunting is an exciting undertaking. After all, you're choosing the place your family is going to call home! However, the process is a bit more complicated than shopping for a new pair of shoes, so you'll want to make sure you're asking all of the right house hun...
Why Am I Learning About Escrow at the Closing Table?
At Title Junction we strongly encourage consistent and concise communication between all parties involved in each individual real estate transaction. It’s important to maintain communication not only to reach the preferred closing date but to make sure that you are aw...
Your Closing Disclosure: Making Sense of Closing Costs
On the second page of your Closing Disclosure, you'll find details about the specific closing costs, divided into different sections.
Section A includes: Origination charges collected by the lender Origination fees paid...
Buyers Beware: Scammers Are Targeting Your Inbox
Searching for a new home can be a challenge; you have to make sure the house has all of the features you need, obtain financing, negotiate with the sellers…the ever-growing list can seem daunting. But with the help of your trusty real estate agent, it’s nothing you ...
Understanding Loan Fees and Their Origins
Loan application fees. Yuck. Nobody likes to shell out money just to apply for a loan, but it's a necessary evil. The loan origination process does involve work on the lender's side, and the application fee pays for the costs of underwriting the loan, the hom...
Help or Hassle: What’s Your Title Company Giving You?
As a home buyer, seller, or real estate agent, you’ve probably seen the odd advertisement about the importance of title insurance and choosing the right title company for your closing. And with a wide selection of horror stories featuring fraud, liens, miscommunicatio...
PMI? What’s That?
If you type PMI into Google, the first result that pops up will likely be for a non-profit organization. But if you scroll down a few results, you’ll see the meaning that makes a lot more sense within the context of buying a house: Private Mortgage Insurance....
Beginners Mini-Guide to Real Estate Investments
Feeling ready to dip your toes into real estate investment? Here are a few options to consider prior to making a final decision on how you want to invest:
Rentals This is a classic way to enter into the real estate investment process. Apartments, co...