Blog
What Is RESPA?
RESPA stands for the Federal Real Estate Settlement Procedures Act. The act requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. That means, as a potent...
6 Ways to Prepare Your Business for Hurricane Season
Last month we talked about ways to protect houses during a hurricane. However, some people have more property to protect than just their home; they also need to protect their place of business and set up a plan with their employees or coworkers for hurricane procedures....
What Types Of Mortgage Loans Are Available?
When the time comes time to shop for mortgage loans for your new home, the sheer number of options can be downright daunting. While there's a plethora of different loan types when it comes to financing your home, we'll focus on the most common types of mortgage loans:...
A Title Company That Comes to You
At Title Junction, we understand that sometimes it can be difficult for our clients to come to our offices. So because our clients are our number one concern, we offer witness and courtesy closing services and come to you! If you are in the Cape Coral or Fort Myers area...
What Does My Loan Estimate Tell Me?
There's no getting around it; taking out a loan for a house involves a lot of paperwork. Some of it you have to fill out yourself, while other documents contain vital information that you need to understand to get your loan squared away. One such document is the
8 Ways to Prepare Your Home for Hurricane Season
As of June 1st, hurricane season has officially begun in Florida and along the eastern seaboard. While these wild forces of nature are massively destructive and potentially deadly, there is one good thing to be said about them: you usually have a few days warning before...
The Value of the Notary Public to a Title Company
In order for a property to close successfully, a number of things must happen. First, the buyer and seller must come to an agreement on price and financing must be secured. After that, the title company gets involved and starts the behind-the-scenes work to have the pro...
What Responsibilities Do I Have During the Lending Process?
There are many steps to applying for a loan, and quite a few of them serve the purpose of ensuring that you won't fall victim to loan fraud or be disqualified due to inaccuracies. Here we provide a helpful list of dos and don'ts during the lending process—be sure to...
Avoid These 7 Expensive Mistakes When Buying or Selling A Home
When it comes to buying or selling a home, what you don’t know can cost you. Literally. Whether it’s not doing your research or getting too emotionally involved, making the wrong choices can cost you thousands of dollars. Here are 7 expensive mistakes that could co...
Comparing Home Loans Between Different Lenders
Shopping for a home loan can seem overwhelming, but by properly organizing the information you gather during your research, you can make the task of comparing home loans from different lenders easier to tackle.
First, devise a checklist for the information from each ...