by Jennifer Ferri | Apr 11, 2019 | Credit, Financing
A credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan, since they’re not really...
by Jennifer Ferri | Mar 21, 2019 | Cape Coral Happenings, Financing, Fort Myers happenings
Recently, Collier County has been seriously considering pulling the plug on the PACE program for homeowners. Property Assessed Clean Energy financing is a statewide program in Florida that local governments can choose to opt in to for their citizens to use. The...
by Jennifer Ferri | Mar 7, 2019 | Buying, Financing, TRID
So you’ve found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you’ve already been pre-qualified for a loan, but either way, you’ll need these 6 pieces of information to...
by Jennifer Ferri | Feb 14, 2019 | Buying, Financing
At Title Junction we strongly encourage consistent and concise communication between all parties involved in each individual real estate transaction. It’s important to maintain communication not only to reach the preferred closing date but to make sure that you are...
by Jennifer Ferri | Jan 24, 2019 | Financing
Loan application fees. Yuck. Nobody likes to shell out money just to apply for a loan, but it’s a necessary evil. The loan origination process does involve work on the lender’s side, and the application fee pays for the costs of underwriting the...
by Jennifer Ferri | Dec 6, 2018 | Financing, TRID
Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...
