by Jennifer Ferri | Mar 7, 2019 | Buying, Financing, TRID
So you’ve found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you’ve already been pre-qualified for a loan, but either way, you’ll need these 6 pieces of information to...
by Jennifer Ferri | Feb 14, 2019 | Buying, Financing
At Title Junction we strongly encourage consistent and concise communication between all parties involved in each individual real estate transaction. It’s important to maintain communication not only to reach the preferred closing date but to make sure that you are...
by Jennifer Ferri | Jan 24, 2019 | Financing
Loan application fees. Yuck. Nobody likes to shell out money just to apply for a loan, but it’s a necessary evil. The loan origination process does involve work on the lender’s side, and the application fee pays for the costs of underwriting the...
by Jennifer Ferri | Dec 6, 2018 | Financing, TRID
Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...
by Jennifer Ferri | Nov 20, 2018 | Buying, Financing, Mortgages
If you happen to have some extra money on hand and you want to speed up the process of claiming full ownership of your home, then we have good news! By sending in extra money each month or making an extra payment at the end of the year you can speed up the...
by Jennifer Ferri | Oct 29, 2018 | Buying, Financing, Mortgages
If you’re looking for a home you’ve probably heard the terms pre-qualified and pre-approval thrown around a few times. But what is the difference between these two concepts? How important is it that you obtain one or the other from your lender? So What Is...
