by Jennifer Ferri | Mar 6, 2025 | Going To Market, Interest Rates, Mortgages
Confused about fixed rate mortgages vs. adjustable-rate mortgages? Explore pros, cons, and real-life scenarios in this comprehensive guide. Your choice between a fixed rate mortgages vs. adjustable-rate mortgages can significantly impact your monthly payments and...
by Jennifer Ferri | Oct 31, 2024 | Financing, Mortgages
Learn how rising mortgage rates impact home-buyers and real estate transactions and the choices buyers have to make when navigating the changing market. Rising mortgage rates have a significant impact on home-buyers and real estate transactions. When rates rise,...
by Jennifer Ferri | Sep 1, 2022 | Mortgages
We’ve all heard the phrase about ‘signing your life away’ when making a significant purchase, and while it certainly can feel that way, every last signature is important, as they serve as the buyer’s agreement to the terms of the purchase. These are the documents that...
by Jennifer Ferri | Jun 23, 2022 | Financing, Mortgages
Generally speaking, creditors are bound by the initial loan estimate. They are, however, permitted to provide a revised loan estimate under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal...
by Jennifer Ferri | Apr 21, 2022 | Financing, Mortgages
It makes sense that lenders need information about you and the property you wish to purchase in order to see if you qualify for a loan. They aren’t mind readers, after all. As a result, there are six pieces of information that you are required to provide...
by Jennifer Ferri | Mar 31, 2022 | Financing, Mortgages
There are many kinds of loans that you can apply for in order to finance a home purchase, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow your search among the many options...
