by Jennifer Ferri | Dec 16, 2021 | Selling
Altered photos—they’re everywhere. Image editing software like Photoshop has made it easy to alter pictures, profiles, memes…you name it. But where do we draw the line when it comes to altering real estate photos for a listing? The purpose of listing photos is to...
by Jennifer Ferri | Dec 9, 2021 | Selling
In this day and age, recording activity both inside and outside our homes has become almost standard practice. But what about when the time comes to sell your home? Many home sellers are encouraged to leave the premises so they aren’t underfoot during showings by...
by Jennifer Ferri | Dec 2, 2021 | Financing
How long a lender keeps certain records depends on each individual record itself. For example, creditors must retain escrow cancellation and partial payment policy disclosures for two years, loan estimate records for three years after loan consummation, and...
by Jennifer Ferri | Nov 18, 2021 | Financing, Mortgages
When deciding the maximum loan amount that a buyer can afford, lenders will consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or...
by Jennifer Ferri | Nov 1, 2021 | Cape Coral Happenings, Fort Myers happenings
Title Junction is partnering with The Salvation Army to host an Angel Tree for the 2021 Christmas season! Angel Tree? What’s That? The Angel Tree Program was created by the Salvation Army in 1979 to provide toys and clothing to children in need. In Lee County alone,...
by Jennifer Ferri | Oct 28, 2021 | Buying
For most Americans, buying a house is the single biggest purchase we will ever make. While most people like to believe they know something about real estate or their local real estate market, very few actually do. With that being said, there are a few things all...
by Jennifer Ferri | Oct 21, 2021 | Buying, Selecting
Films about creaking homes with mysterious pasts are fun to watch on screen, but what about when it becomes a reality in a home you are thinking about buying? How does that make you feel about the property? Studies have shown that buyers aren’t likely to pay the...
by Jennifer Ferri | Oct 14, 2021 | TRID
If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate – beyond tolerance limits for each category – the creditor must refund the excess to you no later than 60 calendar days after loan consummation. Charges subject to...
by Jennifer Ferri | Oct 7, 2021 | Title Insurance Claims
If you have an owner’s title insurance policy with a title company, the hope is that you’ll never have to use it. However, in the case of a title defect or other claim that jeopardizes your homeownership, it’s good to know the basic process of how your title insurance...
by Jennifer Ferri | Sep 30, 2021 | Buying
When purchasing a new home, it can be difficult to get just the right “deal” you and your family are looking for. And if you’re a first-time homebuyer, it’s easy to get overwhelmed as you try to keep track of your agenda as well as your needs in a future home. To help...
