by Jennifer Ferri | Sep 19, 2019 | Title and Closing, Title Insurance
Buying and selling real property can be a mind-boggling experience in Cape Coral, Fort Myers, or anywhere else in Florida. Unfortunately, making the process more user friendly is not something that’s going to happen soon, so learning some basic terminology goes a long...
by Jennifer Ferri | Sep 12, 2019 | Legal
When a lender releases an existing mortgage for a payoff that is less or ‘short’ of the total amount due, the transaction is called a ‘short sale.’ Lenders sometimes accept short sales as an alternative to repossession and foreclosure, which...
by Jennifer Ferri | Sep 5, 2019 | Buying
A common way to transfer large sums of money from one party to another is via wire transfer, particularly for real estate transactions. And why not? It’s quick, it’s direct, it’s…being targeted by wire fraud criminals? Yes, the same kinds of criminals who snatch...
by Jennifer Ferri | Aug 29, 2019 | Title Insurance
The only time you can get an outright “discount” on title insurance is if it is being reissued, meaning that you previously had a title policy. In Florida, the requirements to obtain the reissue or reduced rate for your title insurance are pretty straight forward. You...
by Jennifer Ferri | Aug 22, 2019 | Buying, Title and Closing
One of the most important choices you will make as a property buyer is how to hold real estate title to your property. Holding title to a property refers to how you own the property and the rights that go along with it. Along with choosing how to hold title, buyers...
by Jennifer Ferri | Aug 15, 2019 | Financing, Mortgages, TRID
In order to fully understand your home loan, it’s important to understand some of the key parts of the documents associated with it. Let’s talk about your closing disclosure—specifically, the first page of it. The Loan Amount: This is the total you...
by Jennifer Ferri | Aug 8, 2019 | Buying, Cape Coral Happenings, New Homes
Burrowing owls are not only the official city bird of Cape Coral—they’re considered a threatened species and are protected under the Federal Migratory Bird Treaty Act. Because of their protected status, many Cape Coral residents have differing opinions about one of...
by Jennifer Ferri | Aug 1, 2019 | Cape Coral Happenings, Fort Myers happenings
We’re excited to announce the launch of our redesigned website! Not only do we have a new look, but we’ve added exciting new features to enhance the online experience of our clients. As a leading provider of title and closing services in Florida, our priority is to...
by Jennifer Ferri | Jul 18, 2019 | Buying, Real Estate Insurance, Title Insurance
There are many things that happen on a day-to-day basis that can affect you or your home. What can we say? Life happens. So why not be insured for life’s mishaps? Getting both title insurance and homeowner’s insurance covers you on practically every front when...
by Jennifer Ferri | Jul 11, 2019 | Closing Disclosure Form (HUD1), Financing
RESPA stands for the Federal Real Estate Settlement Procedures Act. The act requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. That means, as a...
