by Jennifer Ferri | Dec 6, 2018 | Financing, TRID
Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...
by Jennifer Ferri | Nov 20, 2018 | Buying, Financing, Mortgages
If you happen to have some extra money on hand and you want to speed up the process of claiming full ownership of your home, then we have good news! By sending in extra money each month or making an extra payment at the end of the year you can speed up the...
by Jennifer Ferri | Nov 15, 2018 | Buying, Selling, Title and Closing
Just because you’re purchasing a home doesn’t mean that your life conveniently pauses until you reach the closing table, right? Of course not! Many buyers and sellers still have to proceed with not only everyday life but other engagements as well. For example, some...
by Jennifer Ferri | Nov 5, 2018 | Cape Coral Happenings, Fort Myers happenings
We interrupt our regular blogging schedule to announce that Title Junction is partnering with the Salvation Army to host an Angel Tree this Christmas Season! Angel Tree? What’s That? The Angel Tree Program was created by the Salvation Army in 1979 to provide toys and...
by Jennifer Ferri | Oct 29, 2018 | Buying, Financing, Mortgages
If you’re looking for a home you’ve probably heard the terms pre-qualified and pre-approval thrown around a few times. But what is the difference between these two concepts? How important is it that you obtain one or the other from your lender? So What Is...
by Jennifer Ferri | Oct 15, 2018 | Buying, Closing Documents, Selling, Title and Closing
Before you can move into your dream house, a settlement has to take place. If all goes well, you are officially a new homeowner. But what happens when there is a bump in the road, like say…an escrow dispute? When involved in a real estate closing transaction, an...
by Jennifer Ferri | Oct 1, 2018 | Title and Closing, Title Insurance, Title Searches
Buying a new home can be overwhelming, and once you’ve finally found the right one, closing is still a complex process. In addition to that, few buyers are aware of basic terms—and even fewer specifics. Aspects of title insurance can mean the difference between a...
by Jennifer Ferri | Sep 24, 2018 | Selling
Buyers generally seek the least expensive home in the best neighborhood they can handle. As such, you want to present a home that fits in the neighborhood but doesn’t stand out too much. For example, if the other houses in the neighborhood are all 4 bedrooms, 3...
by Jennifer Ferri | Sep 17, 2018 | Buying, Closing Documents, Title and Closing
Can I bring my funds in cash? Can I pay the balance with my credit card? The simple answer? No. There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more...
by Jennifer Ferri | Sep 10, 2018 | Financing, Mortgages, Title Insurance, Title Searches
So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!” Well yes, it is. However, what you are now buying is a lender’s title policy for the new lender, but your...
