by Jennifer Ferri | Jul 8, 2021 | Cape Coral Happenings, Fort Myers happenings
With hurricane season upon us (and a recent scare from Tropical Storm Elsa), there are many things that homeowners must keep in mind in case a major storm targets their area. Preparations must be made, and if the meteorologists begin to call for high waters as part of...
by Jennifer Ferri | Jul 1, 2021 | Credit, Closing & Federal Programs
Except for the addition of a Federal Housing Administration (FHA) mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage...
by Jennifer Ferri | Jun 24, 2021 | Buying, Courtesy/Witness Closing
During your real estate transaction, you can expect to jump through a few hoops in the process of reaching the ultimate goal: the closing table. However, even when combing through all the fine details, there is the possibility of certain occurrences that will delay or...
by Jennifer Ferri | Jun 17, 2021 | Buying
One of the most exciting parts of a buyer’s closing process is the jingle of your shiny new set of keys. However, even though you may come into a title company’s office to sign those official documents, it’s not actually the title company who hands you the keys....
by Jennifer Ferri | Jun 10, 2021 | Financing, Mortgages
When it comes to your loan estimate, there are some costs that are paid to outside parties that you are free to shop for by comparing providers for a variety of services. These might include a pest inspection, or a survey to verify property lines, or a range of...
