What Is A Loan Payoff Letter?

Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it?   You may end up hearing the terms “Payoff” or “Payoff Letter” in the sales process of your property. This letter, issued by the lender, states a precise payoff...

Do I Need A Property Survey?

Are you purchasing property in the Fort Myers or Cape Coral areas and wondering if you need a survey? A property survey is a precise measurement and delineation of the size, shape, and boundaries of a property.  Typically performed by trained and certified Surveyors,...

What Happens After I’ve Applied For My Loan?

  Have you applied for a loan to purchase a home in the Fort Myers or Cape Coral areas and now wondering what’s next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for the...

What Does Ability To Repay Mean?

  Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the “Ability to Repay” rules? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back...
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