by Jennifer Ferri | Feb 10, 2022 | Financing, Mortgages
A closing disclosure is the 5-page form that gives you the details of your mortgage loan, with Page 4 containing important information about your specific mortgage. It is not just standardized form information that is identical for every loan. Here are some...
by Jennifer Ferri | Feb 3, 2022 | Title Insurance Claims
When it comes to purchasing a property, the hope is always that the transfer of ownership will go smoothly, and stay that way for as long as the new owner decides to keep the property. However, there have certainly been instances where homeowners have been thankful...
by Jennifer Ferri | Jan 27, 2022 | Title and Closing
A title company has a multitude of roles to fulfill in a Florida real estate transaction, acting as the shared agent of the buyer, seller, mortgage lender, and any other party involved in the transaction. The closing process is the responsibility of the title company...
by Jennifer Ferri | Jan 20, 2022 | Closing Disclosure Form (HUD1)
When you look at the closing disclosure for your mortgage loan, page 3 will compare cash requirements from your loan estimate to your actual final charges. If the answer to the question “Did this change?” is “YES”, notes for changed sections should be provided....
by Jennifer Ferri | Jan 13, 2022 | Buying
The phrase “location, location, location” is one that’s been etched into the psyche of many a homebuyer, and with good reason. But location isn’t just about having a scenic view—there are other things to take into consideration before you put in an offer. After all,...
