Blog
What Is Power of Attorney?
When you hear the words 'power of attorney,' you might assume they hold significant weight from a legal standpoint. And you'd be right. The two most basic types of types of power of attorney are general power of attorney and limited power of attorney
Beware of Unlicensed Title Agents
Buying or selling a house is one of the most important financial decisions you will ever make and can be a life-changing experience. While it’s standard procedure to research your real estate agent and lender to make sure they are qualified and the best fit for you, m...
Understanding the Basics of Short Sales
If you’re thinking about purchasing a short sale property you probably have a few questions, such as whether the title is free and clear or if liens could present a problem. These are very important questions that you want to have fully answered before making a seriou...
Defining Title Insurance and Escrow
Buying and selling real property can be a mind-boggling experience in Cape Coral, Fort Myers, or anywhere else in Florida. Unfortunately, making the process more user friendly is not something that’s going to happen soon, so learning some basic terminology goes a long...
What Is A Short Sale?
When a lender releases an existing mortgage for a payoff that is less or 'short' of the total amount due, the transaction is called a 'short sale.' Lenders sometimes accept short sales as an alternative to repossession and foreclosure, which can be expensive.
Lik...
Wire Fraud: Scammers Are Targeting Your Real Estate Transaction
A common way to transfer large sums of money from one party to another is via wire transfer, particularly for real estate transactions. And why not? It’s quick, it’s direct, it’s…being targeted by wire fraud criminals?
Yes, the same kinds of criminals who sna...
How Do I Get a Discount on My Title Insurance?
The only time you can get an outright “discount” on title insurance is if it is being reissued, meaning that you previously had a title policy. In Florida, the requirements to obtain the reissue or reduced rate for your title insurance are pretty straight forward.
...
Ways to Hold Real Estate Title
One of the most important choices you will make as a property buyer is how to hold real estate title to your property. Holding title to a property refers to how you own the property and the rights that go along with it. Along with choosing how to hold title, buyers have...
Understanding the First Page of Your Closing Disclosure
In order to fully understand your home loan, it's important to understand some of the key parts of the documents associated with it. Let's talk about your closing disclosure—specifically, the first page of it.
The Loan Amount:...
Burrowing Owls: What Property Owners Should Know About Them
Burrowing owls are not only the official city bird of Cape Coral—they’re considered a threatened species and are protected under the Federal Migratory Bird Treaty Act. Because of their protected status, many Cape Coral residents have differing opinions about one of ...