Blog
What’s a Credit Score?
A credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan, since they're not really in a pos...
Your Guide to the Closing Process
The closing process of a Cape Coral or Fort Myers real estate transaction is complex, requiring the cooperation and coordination of all parties involved. At Title Junction, we have the experience and know-how needed to make sure the you get from contract to closing tabl...
Everything That Makes Up Closing Costs
When it comes to buying a home, it's important to not only budget for the cost of the house, but also the costs of closing. Where there are certain closing costs that are customary or unique to certain states or localities, here's a quick rundown of the closing costs t...
Florida PACE Financing: Is the Program Really the Problem?
Recently, Collier County has been seriously considering pulling the plug on the PACE program for homeowners. Property Assessed Clean Energy financing is a statewide program in Florida that local governments can choose to opt in to for their citizens to...
My Real Estate Closing Was Delayed! Am I Homeless Now?
There are many reasons for why closings can be delayed. Maybe the home inspection turned up something concerning. Or perhaps your title company found an undisclosed lien on the house. Either way, it’s bound to be an inconvenience when people buy or sell in a simultane...
6 Pieces of Information You Need to Apply for a Home Loan
So you've found the house of your dreams at a price point that seems doable for your long-term budget. Great! Hopefully you've already been pre-qualified for a loan, but either way, you'll need these 6 pieces of information to successfully apply for a home loan:
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What Does Title Insurance Even Do?
Title Insurance is an enigma to many homeowners, leaving you to wonder “Do I even need it?” Homeowner’s insurance obviously covers you if anything bad happens to your new home like a fire, so what’s the use of title insurance if your home is already protected?
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Questions to Ask When House Hunting
House hunting is an exciting undertaking. After all, you're choosing the place your family is going to call home! However, the process is a bit more complicated than shopping for a new pair of shoes, so you'll want to make sure you're asking all of the right house hun...
Why Am I Learning About Escrow at the Closing Table?
At Title Junction we strongly encourage consistent and concise communication between all parties involved in each individual real estate transaction. It’s important to maintain communication not only to reach the preferred closing date but to make sure that you are aw...
Your Closing Disclosure: Making Sense of Closing Costs
On the second page of your Closing Disclosure, you'll find details about the specific closing costs, divided into different sections.
Section A includes: Origination charges collected by the lender Origination fees paid...