Blog
Your Closing Disclosure: Making Sense of Closing Costs
On the second page of your Closing Disclosure, you'll find details about the specific closing costs, divided into different sections.
Section A includes: Origination charges collected by the lender Origination fees paid...
Buyers Beware: Scammers Are Targeting Your Inbox
Searching for a new home can be a challenge; you have to make sure the house has all of the features you need, obtain financing, negotiate with the sellers…the ever-growing list can seem daunting. But with the help of your trusty real estate agent, it’s nothing you ...
Understanding Loan Fees and Their Origins
Loan application fees. Yuck. Nobody likes to shell out money just to apply for a loan, but it's a necessary evil. The loan origination process does involve work on the lender's side, and the application fee pays for the costs of underwriting the loan, the hom...
Help or Hassle: What’s Your Title Company Giving You?
As a home buyer, seller, or real estate agent, you’ve probably seen the odd advertisement about the importance of title insurance and choosing the right title company for your closing. And with a wide selection of horror stories featuring fraud, liens, miscommunicatio...
PMI? What’s That?
If you type PMI into Google, the first result that pops up will likely be for a non-profit organization. But if you scroll down a few results, you’ll see the meaning that makes a lot more sense within the context of buying a house: Private Mortgage Insurance....
Beginners Mini-Guide to Real Estate Investments
Feeling ready to dip your toes into real estate investment? Here are a few options to consider prior to making a final decision on how you want to invest:
Rentals This is a classic way to enter into the real estate investment process. Apartments, co...
Selling Your Home: The Closing Process
Picture this:
It's finally happened; after listing your home and surviving the countless open houses and lowball offers, a buyer finally comes forward with an acceptable offer. They've signed the sales contract and you can see the light at the end of the tunnel�...
How Is Title Insurance Different?
Most of us are familiar with the concept of insurance. Because we can’t see into the future, we can never be too careful when it comes to protecting the things that we value most. But how many people understand the difference between owner’s title insurance and pret...
How Can I Keep Track of the Homes I View?
If you’re viewing multiple house listings in pursuit of “the one,” it can be a challenge to keep track of all the details. Was it the first property that needed bath renovations or the second? Did your realtor say that one of the property owners would negotiate on...
Could My Loan Costs Exceed The Loan Estimate?
Yes, within defined limits.
Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list.
In addition, prepaid interest, property insurance premiums and escrow or reserve deposit...