Blog
Title Insurance: What You Need to Know
Buying a new home can be overwhelming, and once you’ve finally found the right one, closing is still a complex process. In addition to that, few buyers are aware of basic terms—and even fewer specifics.
Aspects of title insurance can mean the difference between a...
Cosmetic or Structural? Which Improvement Is Better for Your Home’s Value?
Buyers generally seek the least expensive home in the best neighborhood they can handle. As such, you want to present a home that fits in the neighborhood but doesn’t stand out too much.
For example, if the other houses in the neighborhood are all 4 bedrooms, 3 bat...
How Do I Pay the Title Company at Closing?
Can I bring my funds in cash? Can I pay the balance with my credit card?
The simple answer? No.
There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more s...
Refinancing? Yes…You Need Title Insurance
So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!”
Well yes, it is. However, what you are now buying is a lender’s title policy
What Does My Closing Date on a Contract Mean?
So often in a closing transaction we are most concerned with the date we close. A contract will have that date so all parties know what to work towards.
The closing date is set and agreed upon on the contract signed by all parties, usually several weeks from acceptance...
3 Ways to Help Have the Fastest Closing Ever
Closing fast? That’s a thing of the past!
In today’s tremendously regulated and monstrously documented charted process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months, depending on your lender and/or the banking rul...
Overpricing a Home Can Be More Damaging Than You Think
When it comes time to put your house on the market, it’s wise to look to a trained real estate professional to help you with things like advertising and—more importantly—pricing! It’s not surprising that the number one reason why houses don’t sell is ...
6 Steps to a Perfect Fort Myers Real Estate Closing
There are a whole lot of moving parts in a Fort Myers Real Estate Closing, so here at Title Junction we recommend using a local real estate agent and local mortgage lender so we can all work as a team to facilitate a smooth closing.
The closing process can be a bit ner...
What Do I Bring To Closing?
Closing day.
Whether you’re the buyer or seller in the Fort Myers or Cape Coral areas, it’s a big day! You are either becoming the owner of a property, or you are surrendering ownership in return (ideally) for financial gain. Perhaps your transaction went smo...
Buy a Bigger House or Build an Addition?
Do you live in Fort Myers or Cape Coral? Have you been looking around your house and wishing for more space?
For many homeowners, there comes a time when more space is a must. The reasons include a broad array of life events such as separate rooms for older kids, bab...