Blog
Can I Pay Off My Loan Early?
If you happen to have some extra money on hand and you want to speed up the process of claiming full ownership of your home, then we have good news! By sending in extra money each month or making an extra payment at the end of the year you can speed up the process of ...
What If I Have a Vacation Planned Before My Closing?
Just because you’re purchasing a home doesn’t mean that your life conveniently pauses until you reach the closing table, right? Of course not! Many buyers and sellers still have to proceed with not only everyday life but other engagements as well. For example, some ...
Title Junction’s Christmas Angel Tree
We interrupt our regular blogging schedule to announce that Title Junction is partnering with the Salvation Army to host an Angel Tree this Christmas Season!
Angel Tree? What’s That?
The
What is the Difference Between Pre-Qualification and Pre-Approval?
If you’re looking for a home you’ve probably heard the terms pre-qualified and pre-approval thrown around a few times. But what is the difference between these two concepts? How important is it that you obtain one or the other from your lender?
So What Is...
What Happened to My Escrow?
Before you can move into your dream house, a settlement has to take place. If all goes well, you are officially a new homeowner. But what happens when there is a bump in the road, like say…an escrow dispute?
When involved in a real estate closing transaction, an escr...
Title Insurance: What You Need to Know
Buying a new home can be overwhelming, and once you’ve finally found the right one, closing is still a complex process. In addition to that, few buyers are aware of basic terms—and even fewer specifics.
Aspects of title insurance can mean the difference between a...
Cosmetic or Structural? Which Improvement Is Better for Your Home’s Value?
Buyers generally seek the least expensive home in the best neighborhood they can handle. As such, you want to present a home that fits in the neighborhood but doesn’t stand out too much.
For example, if the other houses in the neighborhood are all 4 bedrooms, 3 bat...
How Do I Pay the Title Company at Closing?
Can I bring my funds in cash? Can I pay the balance with my credit card?
The simple answer? No.
There are a few ways that payment can be made. However, with an array of fraud on our door steps, some companies have tailored what will be accepted at closing. Even more s...
Refinancing? Yes…You Need Title Insurance
So, I have often been asked the question, “Why do I have to pay for title insurance again? I thought I was told it’s a one-time fee for as long as I own my home!”
Well yes, it is. However, what you are now buying is a lender’s title policy
What Does My Closing Date on a Contract Mean?
So often in a closing transaction we are most concerned with the date we close. A contract will have that date so all parties know what to work towards.
The closing date is set and agreed upon on the contract signed by all parties, usually several weeks from acceptance...