Blog

Strange Examples When Title Insurance Matters
Are you buying a home in the Fort Myers or Cape Coral areas? If you ever questioned why title insurance matters here are a few examples of when it came in handy.
While Homeowners Insurance covers loss or damage to your home, structures on your property, personal pr...

Title Insurance Versus Property & Casualty Insurance
Are you purchasing a home in the Fort Myers or Cape Coral areas and not sure about the difference between Title Insurance versus Property & Casualty Insurance?
When purchasing a home, there are different types of insurance involved in the buying process. The term...

Loan Commitment Letter vs Pre-Approval Letter
Trying to determine the difference between a loan commitment letter versus a pre-qualification letter for your new purchase in the Fort Myers or Cape Coral areas?
In competitive buyer’s markets where houses for sale are few and far between and homes for sale typicall...

What Can I Expect To Happen On Closing Day?
Under contract for a new purchase in the Fort Myers or Cape Coral areas and curious about what you can expect on closing day?
While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt show...

Why Should I Get Title Insurance?
Are you buying a home in the Fort Myers or Cape Coral areas and wondering why you should get title insurance?
In the simplest terms, title insurance is protection against a broad array of issues that can threaten the ownership of your property or issues that can create...

Understanding Your Loan Estimate: Terms, Payments and Closing Costs
Applying for a loan for your purchase in the Fort Myers or Cape Coral areas and trying to understand the loan terms?
The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Costs at Closing.
The Loan Amount, of course is the total you are ...

What Questions Should I Ask A Mortgage Lender?
Purchasing a home a home in the Fort Myers or Cape Coral areas? Whether it’s your first home or your tenth, it always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan.
Selecting the right lender can hav...

Which Square Footage Figure Should I Use?
Buying or Selling a home in the areas of Fort Myers or Cape Coral and wondering which square footage figure you should go by?
Home size is one of the key figures used in comparisons.
But you may have different measurements to choose from, as you'll learn in this v...

What is a Loan Commitment Letter?
Doing homework on the home loan process for a purchase in the Cape Coral or Fort Myers areas and curious as to what a Loan Commitment Letter is?
A Loan Commitment Letter, also known as a Mortgage Commitment Letter or Mortgage Loan Commitment Letter is a written and sig...

What About A Home Located In A Flood Plain?
On the home search in the Fort Myers or Cape Coral areas and curious about considerations if the home is in a flood plain?
A flood plain is an area of land adjacent to a water element like a stream or river that experiences flooding during periods of high discharge. ...