Blog
What Is A Loan Payoff Letter?
Are you selling a home in Cape Coral or Fort Myers that has a mortgage on it? You may end up hearing the terms "Payoff" or "Payoff Letter" in the sales process of your property.
This letter, issued by the lender, states a precise payoff amount that is valid up to a...
How Do I Choose The Right Lender For Me?
Are you looking for a lender in the Fort Myers or Cape Coral areas?
There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction.
Be sure to choose a company that gives helpful advice ...
Do I Need A Property Survey?
Are you purchasing property in the Fort Myers or Cape Coral areas and wondering if you need a survey?
A property survey is a precise measurement and delineation of the size, shape, and boundaries of a property. Typically performed by trained and certified Surveyors, ...
What Happens After I’ve Applied For My Loan?
Have you applied for a loan to purchase a home in the Fort Myers or Cape Coral areas and now wondering what's next?
It usually takes a lender between 1-6 weeks to complete the evaluation of your application.
Like the video shows, it’s not unusual for the lender ...
How Do School Zones Affect Home Buying?
Curious to know how school zones may impact a buyer's decision when purchasing a home in the Fort Myers or Cape Coral areas?
When reading home listings online, you often see mention of school zones and access to quality schools. In general, parents want to live in ...
What Is A Qualified Mortgage?
Do you know what a qualfied mortgage means in the Fort Myers and Cape Coral areas?
As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new catego...
Loan Officers, Underwriters, and Mortgage Brokers – Who’s Who?
Buying a home in the Cape Coral or Fort Myers area soon?
The world of real estate has many different types of professionals. If you are a buyer looking to purchase a piece of property with financing, an area that can get a little confusing involves the professionals ...
Title Insurance Explained Visually
What is title insurance and why should any buyer purchasing a home in the Fort Myers or Cape Coral areas get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement co...
5 Room Makeover Ideas
If you own a home in the Fort Myers or Cape Coral area and have been on the hunt to spruce up a room or two in your house then you have landed at the right spot. Consider these 5 room makeover ideas during your planning!
Everything Has A Place: A Wa...
What Does Ability To Repay Mean?
Looking to secure a home loan in the Fort Myers or Cape Coral areas and curious about the "Ability to Repay" rules?
In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over ...